Phoenix Homes with VA Loan New Financing

Welcome to Phoenix, Arizona—a vibrant city that perfectly blends urban sophistication with the stunning natural beauty of the Sonoran Desert. As the state capital and the fifth most populous city in the United States, Phoenix boasts a rich cultural tapestry, thriving economy, and an enviable year-round climate characterized by abundant sunshine. Whether you’re drawn to the bustling downtown area filled with eclectic restaurants and art galleries or the serene beauty of nearby hiking trails, Phoenix has something for everyone.

In Maricopa County, Phoenix is known for its diverse neighborhoods, each offering unique amenities and lifestyle options. From the historic charm of the Roosevelt Row Arts District to the family-friendly suburbs of Ahwatukee, you’ll find homes that cater to every taste and preference.

For veterans and active-duty service members, the opportunity to purchase a home in Phoenix becomes even more accessible with VA loan financing. This fantastic benefit allows eligible buyers to secure a home without the burden of a down payment, making homeownership a reality for many who have served our country. Homes with VA Loan financing are available throughout the city, providing a range of options from cozy single-family homes to modern condos with breathtaking views of the desert landscape.

Embrace the Phoenix lifestyle and explore the possibilities that await you in this dynamic city. With its welcoming community, diverse real estate options, and the added advantage of VA loan financing, your dream home in the Valley of the Sun is just around the corner!

Newest Phoenix Homes with VA Loan New Financing

$535,000

5 Beds ⋅ 3 Baths ⋅ 7092729 MLS

Discover a home that offers exceptional space, thoughtful storage, and a lifestyle defined by ease and opportunity. Welcome to 6705 S. 40th Avenue, a home designed for growth and refined living. Its generous scale and open layout create an ideal environment for hosting and effortless daily flow. The chef's eat in kitchen features an expansive center island, abundant cabinetry, a window seat, and a walk-in pantry with direct access from the 3-car tandem garage for seamless functionality. The primary suite offers a fashion forward closet designed for curated display and efficiency. Three additional bedrooms, a versatile loft, and an upstairs laundry room enhance comfort and practicality. A main level bedroom and half bath add flexibility, or multi-generational living. While the under stairs nook provides adaptable space for creativity or discreet storage. Experience a home where everyday living feels effortlessly elevated.

6705 S 40th Avenue, Phoenix

$399,900

4 Beds ⋅ 2 Baths ⋅ 7092713 MLS

Recently remodeled 4 bedroom, 2 bath, bonus room and open floor plan, with no stone left unturned. All new kitchen cabinets, Quartz countertop, plumping fixtures, recessed light and brand new SS appliances, Brand New fully renovated full bathrooms from top to bottom with all new fixtures, Modern glass shower doors, New flooring through the house, Fresh paint interior and exterior, New doors and updated windows, new electric fixtures and ceiling fans, new A/C unit, approximately 7 years old roof and many decretive touches.

8108 W Trafalgar Avenue, Phoenix

$285,000

2 Beds ⋅ 2 Baths ⋅ 7092712 MLS

Beautiful condo featured in the private [gated] community of Brick Commons located in downtown Phoenix, AZ. This ground floor flat incorporates a subtle balance of contemporary finishes with a modern design. The home features 2 bedrooms, 2 full baths, 1,178 sq ft open concept floor plan, nicely appointed kitchen w/ solid granite counter tops, raised panel cabinets, stainless steel appliances, and peninsula [eat-in] bar. Additional features would include a spacious living space, dining nook, wood & tile flooring, modern plumbing/lighting fixtures, plantation shutters, ceiling fans, and a dedicated master retreat offering spacious sleeping quarters, large vanity, step-in shower, and walk-in closet. Lastly, the home features a 1-car covered carport, dedicated covered patio space.. and the community includes gated entry access, fitness center, business center, billiards room, putting green, community swimming pool w/ spa and gas barbecues. Amazing location--close to all of downtown Phoenix's amenities which include Phoenix Country Club, Roosevelt District, and VA/Banner Hospital(s).

3302 N 7th Street Unit 153, Phoenix

$365,000

3 Beds ⋅ 1 Baths ⋅ 7092690 MLS

Welcome to this beautifully updated Phoenix home, where classic charm meets modern finishes! Step inside to discover wood-look flooring, fresh neutral paint, recessed lighting, and a bright, inviting living area. The remodeled kitchen features white upper cabinets, gray lower cabinets, quartz-style countertops, tile backsplash, and stainless steel appliances, including a gas range. The updated bathroom offers dual vanities, modern fixtures, and stylish tile surrounds. Outside, enjoy a spacious backyard with plenty of room to entertain, garden, or create your dream outdoor retreat. Additional highlights include a covered patio, extended concrete entertaining area, covered carport, mature trees, and low-maintenance front landscaping. Conveniently located in central Phoenix!

3835 N 21st Ave Avenue, Phoenix

$384,900

3 Beds ⋅ 2 Baths ⋅ 7092632 MLS

Seller is giving 3.5% towards Buyer rate buy-down/closing costs. NO HOA!!! LOW PROPERTY TAXES!!! New Andersen windows 12/2022. Hardwood floors throughout except tile bathrooms & vinyl plank at den. Kitchen offers newer stainless fridge + new in Sept/2026 includes quartz counters, sink disposal & microwave. Oversized master w/ raised vanity, double sinks, new faucets Sept/2026 & newer tile bathroom/shower. Reverse osmosis drinking water. New paint throughout Sept/2026 except bedrooms + all hallway doors painted. Skylights & kitchen & bath. Ceiling fans throughout. Water softener included. Washer-dryer included. Backyard includes covered patio w/ pavers, diving pool, 8x10 storage shed & low maintenance landscaping. New side yard gate April/2026 Seller leaving 5 burner gas grill w/ new cover

6638 S 40th Place, Phoenix

$274,900

2 Beds ⋅ 1 Baths ⋅ 7092578 MLS

Live in the Melrose District of Central Phoenix and enjoy all of the unique restaurants and vintage shopping that the area has to offer within blocks of your front door! This inviting condo features a modern, open floor plan filled with natural light, creating a bright and welcoming space to call home. Recent updates include a renovated bathroom, newer A/C, and stainless steel appliances. The primary bedroom offers a spacious walk-in closet, while the second bedroom provides versatile flex space ideal for a home office, guest room, or additional bedroom. Step outside to your private back patio, perfect for dining al fresco, enjoying your morning or unwinding at the end of the day. The community offers a sparkling pool, relaxing spa, and well-maintained common areas for enjoying the Arizona lifestyle. With its stylish updates, flexible living space, and unbeatable location, this Melrose gem is a must-see!

4330 N 5th Avenue Unit 102, Phoenix

$487,000

3 Beds ⋅ 1 Baths ⋅ 7092559 MLS

The Turtle Creek subdivision reminded me of those Lime Whitewashed European coastal towns of Spain and Greece - while this was no where near the water (!) - it is still a very cool vibe! Newer flooring in most rooms, nicely updated primary bath, great pool and back yard. Opened up the kitchen to great room, granite counter tops, all appliances stay. North Central valley location - found it a very convenient location with great shopping and eateries nearby.

306 W Sandra Terrace, Phoenix

$664,365

4 Beds ⋅ 2 Baths ⋅ 7092538 MLS

Rate buy-down and closing cost incentive available with seller's preferred lender. Welcome to our newest gated community, offering an exceptional blend of lifestyle, convenience and value! No CFDS either! The thoughtfully designed community features greenbelts, bocce ball, playgrounds, walking paths throughout and gated! Our popular ''Easton'' plan features 4 bedrooms, 2 bathrooms and a 2-car garage. Designer selected finishes include 42'' Upper Cabinetry with Sleek Hardware, 3 CM Quartz Kitchen Countertops, Gourmet Kitchen (Gas), and Blinds Throughout! This beautiful home will feature 8' doors, Pre-Wire for EV Charging in the garage, a full Smart Home System, and Pre-Plumbing for Soft Water Loop and Reverse Osmosis. Photos of former model home to show layout, options will vary*

25120 N 28th Street, Phoenix

$510,000

3 Beds ⋅ 2 Baths ⋅ 7092527 MLS

GREAT LOCATION!!! Back on the market after complete renovation, 3 bedroom 2 baths home in a quiet area of the neighborhood but still close to shopping and community centers. New kitchen cabinets and countertops, hardware, lighting fixtures and more. Brand new stainless steel appliances. Fully updated bathrooms. High quality vinyl flooring, new carpet in bedrooms. Fresh interior and exterior paint. All bedrooms and baths on first level and a huge loft or fourth bedroom/office/play room upstairs. Lots of storage. Complete backyard transformation. PV schools within walking distance.

1440 E Renee Drive, Phoenix

$704,990

5 Beds ⋅ 3 Baths ⋅ 7092516 MLS

**Rate buy-down and closing cost incentive available with seller's preferred lender**Welcome to our newest gated community, offering an exceptional blend of lifestyle, convenience and value! No CFDS either! The thoughtfully designed community features greenbelts, bocce ball, playgrounds, walking paths throughout and gated! Our popular ''Ibis'' plan features 5 bedrooms, 3 bathrooms, Loft, and a 2-Car garage. Designer selected finishes include 42'' Upper Cabinetry with Sleek Hardware, 3 CM Quartz Kitchen Countertops, Gourmet Kitchen (Gas), and Blinds Throughout! This beautiful home will feature 8' doors, Pre-Wire for EV Charging in the garage, a full Smart Home System, and Pre-Plumbing for Soft Water Loop and Reverse Osmosis. PHOTOS OF MODEL HOME-OPTIONS MAY VARY**

2721 E Corley Way, Phoenix

$399,000

2 Beds ⋅ 1 Baths ⋅ 7092496 MLS

GOLF COURSE VIEWS & INCOME PRODUCING FURNISHED UNIT!!!! 2025 A/C. --Anasazi Village Community is located in highly sought after central Phoenix/Paradise Valley Area next to Stone Creek Golf Course. Enjoy hiking, biking, & walking around this 22 acre Resort like community. Perfect floor plan. Unit offers a View off the patio overlooking the 8th GREEN! Move in ready- This 2 bed/1bath unit offers many amenities: heated swimming pools & spas, billiards room, community center, media room, covered parking, wellness gym, walking distance to restaurants, shopping, close to the 51 freeway, minutes to Sky Harbor airport or downtown to a ball game! Currently an amazing income producing rental property or Just bring your clothes and move in

4303 E Cactus Road Unit 235, Phoenix

$167,900

2 Beds ⋅ 2 Baths ⋅ 7092468 MLS

Be the proud owner of this beautiful 2 bed 1 1/2 bath condo. The main level features a spacious living room and formal dining area complemented by tile flooring, neutral paint, recessed lighting, new ceiling fans and high baseboards and crown molding for a clean modern feel. 9+ foot ceilings throughout. Galley kitchen has granite counters and stainless steel appliances. Upstairs both bedrooms feature bamboo wood flooring and walk-in closets. The main bedroom includes a vanity and a private entry to the main bathroom. Main bedroom has newer tub and freshly tiled shower. Enjoy outdoor living with a covered patio and storage shed. Community offers a greenbelt, swimming pool and tennis court.

7126 N 19th Avenue Unit 222, Phoenix

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