Phoenix Homes with Cash to Loan New Financing

Welcome to Phoenix, Arizona – a vibrant city that perfectly blends urban sophistication with the natural beauty of the Sonoran Desert. As the fifth-largest city in the United States and the heart of Maricopa County, Phoenix boasts a rich cultural tapestry, a thriving economy, and an enviable year-round climate that attracts residents and visitors alike.

Known for its stunning desert landscapes, Phoenix offers an array of outdoor activities, from hiking in the nearby Camelback Mountain to exploring the scenic trails of South Mountain Park. The city is also home to a flourishing arts scene, with numerous galleries, theaters, and music venues that keep the cultural pulse alive. With a diverse culinary landscape featuring everything from Southwestern cuisine to trendy farm-to-table restaurants, your taste buds will always find something to celebrate.

For those considering a move to this dynamic city, the housing market is as diverse as its population. Homes in Phoenix range from charming bungalows in historic neighborhoods to modern condos with breathtaking views of the skyline. With the option for cash to loan new financing, potential homeowners can explore a variety of purchasing opportunities that fit their financial needs. This financing flexibility allows buyers to leverage their cash assets while taking advantage of the favorable real estate market.

Whether you’re seeking a bustling urban lifestyle or a serene desert retreat, Phoenix has it all. Come and discover the perfect home to complement your new life in this sun-soaked paradise!

Newest Phoenix Homes with Cash to Loan New Financing

$450,000

2 Beds ⋅ 3 Baths ⋅ 7092304 MLS

Situated on a huge, highly desirable lot with no HOA, this expansive single story home offers more than 3,000 sf and an incredible opportunity for an investor, remodeler, or buyer with a vision. The property features 2 bedrooms, 3 bathrooms, a detached garage, covered carport, RV gate, and abundant additional parking. The possibilities are endless with 2 workshop/storage areas plus a large bonus room featuring laundry, sink, and separate entrance. This flexible space could potentially be transformed into a spacious primary suite, guest quarters, office, or additional living area. The generous backyard has plenty of room to create your own outdoor retreat, including the potential for a pool. Roof and A/C are approximately six years old, offering a great head start. Great location near I 17 and the 51 loop with easy access to the airport, shopping, restaurants, bus stops, and downtown Stadium locations. Walk to Starbucks and local shops. This one won't last, so please act quickly.

2250 W Augusta Avenue, Phoenix

$395,000

7092152 MLS

STARTING FROM SCRATCH....AND I MEAN IT! EXCELLENT CORNER LOT IN CENTRAL PHOENIX IS JUST BEGGING TO BE DEVELOPED! SITUATED IN THE ESTABLISHED ALHAMBRA NEIGHBORHOOD, THIS PROPERTY SITS ALONG 27TH AVENUE OFF OF MISSOURI, NEARBY I-17 & JUST 2 BLOCKS FROM GRAND CANYON UNIVERSITY. Currently zoned R-6 residential but years ago it was a medical office. Here is your opportunity to re-formulate, re-develop or re-zone this prime property. rectangular in shape, completely leveled. This is a supreme piece of land. READY TO MAKE YOUR DREAM A REALITY?

2647 W Marshall Avenue Unit 40, Phoenix

$750,000

3 Beds ⋅ 3 Baths ⋅ 7091525 MLS

Trendy and in high demand, A stunning red-brick triplex (front bungalow duplex w/ detached rear home) located in Coronado Historic District! Live in the vacant rear home while collecting income from two rented front units, or rent all three for a Downtown Phoenix multifamily investment located close to major attractions/employers. This 3-unit income property offers house hacking potential and long-term rental flexibility. Each residence features 1BR/1BA with significantly updated systems. Front units showcase original wood floors, brick fireplaces and elevated porches. Fenced backyards, dedicated private storage, separate electric/gas meters and shared driveway/covered parking. Rear unit newly renovated in 9/2026. Historic charm meets income potential in rapidly-developing Central Phoenix!

1801 N 10th Street, Phoenix

$561,000

3 Beds ⋅ 3 Baths ⋅ 7091465 MLS

HOUSE PLUS RENTED CASITA! Excellent opportunity to own a beautiful 3 Bedroom/2 1/2 Bath, and extra guest room, plus a separate 1 Bed/1 Bath Casita. It is located in a beautiful area of phoenix across the street from the Encanto Golf Course. The main house is currently vacant and the casita is rented with the lease expiring in April 2027. This gives you the option of receiving extra income as a rental unit or use in the future as additional living space for your family. Both units are in great condition. The house and casita have their own private yard and private parking. The house is conveniently located close to the light rail, and major freeways. The owner also has two other similar house/casitas available for sale. Do not pass up this great opportunity.

1746 W Thomas Road, Phoenix

$440,000

3 Beds ⋅ 2 Baths ⋅ 7090875 MLS

Warm and inviting, this home offers the comfort, functionality, and thoughtful details that make it a wonderful place to call home! The functional floor plan provides comfortable living spaces for everyday living and entertaining. The kitchen features ample cabinet space and includes all major appliances, making it easy to settle in and start preparing your favorite meals from day one. Step outside and enjoy your own private pool--perfect for cooling off on warm Arizona days, relaxing on the weekends, or entertaining family and friends. Enjoy a convenient North Phoenix location near shopping, dining, parks and everyday conveniences, with easy access to Loop 101 and I-17. Comfortable, convenient and complete with a pool, this home is ready for you to make it your own!

20415 N 29th Way, Phoenix

$430,000

3 Beds ⋅ 2 Baths ⋅ 7090097 MLS

REACH OUT TO SELLER DIRECTLY. Llame directamente al duenio para detalles. 6232067111 No requiere nuevo prestamo o, seguro. Duenio con solamente $180,000 cash. Que no se le pase este opportunidad! This house was remodeled right! No popcorn ceiling, hallway raised to 8 feet, recess lighting through out, new kitchen, fans thru out, new AC unit, new air ducts, new insulation, new interior doors and trims, RV gate and available 220 connection for trailer, motor home or EV vehicle, play ground with artificial grass, insulated garage door with new motor, new Sierra Pacific windows and doors ONLY found in custom homes. All work completed from 2020-2023 Work pending interior and exterior fresh paint. No qualifying! just $180k cash then take over payment for $250k at 3.375%

10913 W Sells Drive, Phoenix

18202 N Cave Creek Road Unit 128, Phoenix

$115,000

2 Beds ⋅ 1 Baths ⋅ 7089761 MLS

Welcome to Mountain Springs Terrace! This 2-bedroom, 1-bath single-level condo offers 836 sq. ft. of functional living space in a convenient North Phoenix location. The interior features a combination of laminate and tile flooring, a formal dining area, central air, and a kitchen equipped with a gas range, gas oven, dishwasher, and refrigerator. Enjoy the convenience of assigned covered parking and easy access to shopping, dining, Loop 101, SR-51, and nearby amenities. Located near Cave Creek Road and Union Hills, this property offers a great opportunity for an owner-occupant or investor looking for an affordable home in the Phoenix market.

18202 N Cave Creek Road Unit 128, Phoenix

$450,000

3 Beds ⋅ 2 Baths ⋅ 7088519 MLS

A private pool, a sun room, and a separate office give this single-level Ahwatukee home room for more than the everyday routine. The kitchen opens to a spacious dining area, with an island and breakfast bar that keep conversation close while meals come together. Settle into the separate living room or make the sun room your morning coffee spot. The primary bedroom includes an adjoining bathroom and walk-in closet. Out back, the pool takes center stage, with surrounding gravel landscaping and space to add your own outdoor seating. An attached garage rounds out the home.

11428 S Mohave Street, Phoenix

$349,000

3 Beds ⋅ 2 Baths ⋅ 7088312 MLS

3 Bed / 2 Bath home with NO HOA in quiet North Phoenix neighnothood near Loop 101 and I-17 freeways. With only a 15-20 minute drive to almost anywhere in the north Phoenix / Scottsdale area make this a favorable location. Updated bathrooms and some flooring. Additional flooring materials and newer appliances on site are included.

2214 W Behrend Drive, Phoenix

$679,000

4 Beds ⋅ 2 Baths ⋅ 7088098 MLS

True pride of ownership! Beautiful single-level home situated on a huge, private corner lot with mountain views. Light and bright kitchen features a window pass-through to the patio, perfect for entertaining. Spacious floor plan offers 4 large bedrooms, a split primary suite with sitting room, and ceiling fans throughout. Enjoy a cozy family room with fireplace, formal living room, and a separate dining room with sliding door access to the backyard. Remodeled bathrooms, updated flooring and a 2026 HVAC. Open, inviting spaces and a fantastic layout make this home ideal for everyday living and entertaining!

502 W Surrey Avenue, Phoenix

$2,300,000

4 Beds ⋅ 3 Baths ⋅ 7087930 MLS

Everything buyers want in North Central Phoenix, on one of the largest lots in the pocket. This 4 bed, 3 bath, 3,474 sq ft single-level home sits on a 14,871 sq ft corner lot in North Central Manor, a quiet enclave of mature trees and sprawling lawns ''Between the 7's,'' two blocks from Murphy's Bridle Path and a short walk to Madison Meadows. No through traffic on Lamar, and the abandoned alley behind the home was deeded into the parcel, adding usable yard. One owner for more than 30 years, with continuous upgrades and meticulous maintenance. The 2010 kitchen remodel opens to a vaulted family room and bar with wine fridge: granite island with seating, Viking built-in refrigerator, Fisher & Paykel gas cooktop, Electrolux wall oven and microwave. Formal dining room and a separate living room with a stone-faced wood-burning fireplace and custom built-in cabinetry. Engineered Swedish oak floors, travertine tile and plantation shutters throughout. Primary suite with vaulted ceiling, French doors to the patio, walk-in closet, jetted tub, frameless glass shower and granite double vanity. Separate office, heated and cooled, with its own entry off the patio and street access through a separate entrance. Out back: deep covered patio with ceiling fans, pool with outdoor shower, a lawn big enough for a game, storage shed and a three-car garage with built-in cabinets. Tankless water heater and whole-house water filtration. Generac emergency backup generator powers the entire house. Total roof replacement in 2021. Madison School District.

202 W Lamar Road, Phoenix

$619,000

7087258 MLS

Fully renovated and fully furnished, this turnkey 3-unit short-term rental in Downtown Phoenix offers strong, documented cash flow and an impressive 4.8+ star Airbnb rating. The asset generated $119,442 in gross revenue in 2024 and $103,198 in 2025, with a two-year average revenue of approximately $111,320, producing operating income of $62,272 in 2024 and $53,719 in 2025, for a two-year average NOI of roughly $57,996--reflecting strong operating margins of about 52%. This is a stabilized, high-margin hospitality investment ideal for investors seeking immediate cash flow, experienced short-term rental operators expanding their portfolio, or buyers looking for a prime-location income property in one of Arizona's fastest-growing urban markets. The property located in a high-demand area of Downtown Phoenix, minutes to Chase Field, the Convention Center, ASU Downtown, Roosevelt Row, Van Buren. The property features one 2-bed/1-bath unit, one 1-bed/1-bath unit, and a private studio--each with its own kitchen, full bath, and separate entrance - providing three independent income streams under one roof. A separate laundry room and storage shed support efficient operations for guests and cleaning staff, while the fenced common courtyard with grill, fire pit, lounge seating, and hammock enhances guest experience and occupancy appeal.

1515 W Tonto Street, Phoenix

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