Surprise Homes under $400,000

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that offers a delightful blend of suburban charm and modern amenities. With its sunny climate, friendly community, and a plethora of recreational activities, Surprise is an ideal place for families, retirees, and everyone in between to call home.

Surprise boasts a rich tapestry of parks, golf courses, and cultural attractions, making it a haven for outdoor enthusiasts and culture lovers alike. Enjoy the stunning landscapes at the Surprise Community Park or take a leisurely stroll through the beautiful gardens at the Surprise Aquatic Center. Sports fans will appreciate the city’s commitment to athletics, with the Kansas City Royals and Texas Rangers calling the Surprise Stadium their spring training home.

One of the most appealing aspects of Surprise is its affordable housing market. With numerous homes available for under $400,000, you can find the perfect abode without breaking the bank. Whether you’re searching for a cozy starter home, a spacious family residence, or a charming retirement retreat, Surprise has something to suit every taste and budget. Many of these homes feature modern amenities, open floor plans, and beautiful outdoor spaces, perfect for enjoying the Arizona sun.

In Surprise, you’re not just buying a house; you’re investing in a lifestyle filled with community spirit, recreational opportunities, and the warmth of desert living. Explore the possibilities today and discover why Surprise, AZ, is the perfect place to plant your roots!

Newest Surprise Homes under $400,000

$369,900

3 Beds ⋅ 2 Baths ⋅ 7090637 MLS

Welcome to this lovely and thoughtfully upgraded move-in ready home featuring a sparkling pool & spacious landscaped backyard perfect for enjoying the Arizona lifestyle! 2025 upgrades include new pool pump & pool vacuum, luxury vinyl plank flooring throughout (no carpet), fresh interior paint, 4'' new baseboards, upgraded stove, refrigerator, microwave & dishwasher, new ceiling fans in all rooms/common areas, new thermostat, Ring cameras, string lights & water misters in backyard, security front door. The primary suite offers a spacious walk-in closet. Surround sound system creates the perfect setting for both everyday living and entertaining. Conveniently located near top-rated schools, parks, shopping, dining & Loop 303 access! Welcome home!

16977 W Manchester Drive, Surprise

$350,000

2 Beds ⋅ 2 Baths ⋅ 7090359 MLS

Your ideal retirement haven awaits you here in the 55+ Sun City Grand! Nestled on a corner lot, this charming home offers 2 beds, 2 baths, mature landscape, and a 2-car garage w/cabinetry & utility sink. The inviting interior features a designer palette, high ceilings, tons of natural light, and tile flooring w/wood-look in bedrooms. You'll love the large living room paired with an entertainment center & sliding doors to the back! The eat-in kitchen boasts built-in appliances, ample white cabinets, recessed lighting, a bay window, and a 2-tier peninsula w/breakfast bar. The large main bedroom has direct patio access, a private bathroom, and two closets - one is a walk-in. Out back, you have a covered patio with an extended pergola to relax or enjoy a BBQ. Don't miss this great opportunity!

15726 W Arrowhead Drive, Surprise

$344,500

2 Beds ⋅ 2 Baths ⋅ 7090340 MLS

Great Corner lot large enough for a pool?Must see this updated Monterrey floor plan with fabulous outdoor living space! This 2-bedroom, 2-bath home offers approximately 1,287 square feet of living space on a spacious lot, featuring mature landscaping, paver walkways, and an extended covered back patio with cool decking. The interior includes dual pane windows, granite and quartz countertops, stainless kitchen appliances, updated light fixtures, office space, and interior paint updated approximately two years ago. This home also boasts a 3-year old air conditioner and newer hot water heater. The garage is equipped with a utility sink and a newer garage door opener with abundant storage cabinets. Welcome Home!

14675 W Morning Star Trail, Surprise

$385,000

2 Beds ⋅ 2 Baths ⋅ 7090286 MLS

Why settle for standard when you can have upgrades the builder no longer offers? Pride of ownership shines throughout this beautifully maintained home featuring the popular Dawn floor plan with two bedrooms, two bathrooms, and a versatile den with doors. A stunning iron entry door makes a memorable first impression. The kitchen showcases 42-inch espresso-colored cabinets, a tile backsplash, stainless steel appliances, and convenient rollout shelves, also found in the bathrooms. A floor-to-ceiling tiled shower adds a beautiful finishing touch with separate sinks and vanity. Window solar screens and dropdown shades provide added comfort, while the low-maintenance backyard makes outdoor living easy. Don't miss this opportunity to own a home that stands apart!

24819 N 171st Lane, Surprise

$350,000

3 Beds ⋅ 2 Baths ⋅ 7090275 MLS

Discover the convenience of living in Rancho Gabriela in Surprise! This inviting 3 bed, 2 bath home features an open floor plan & a desirable split bedroom layout. The kitchen offers stainless steel appliances, ample cabinet space, & a gas range, while the spacious primary suite includes dual sinks, a separate tub & shower & a walk-in closet. Step outside to a covered patio & generous backyard with room to relax, entertain, or create your own outdoor retreat. Enjoy a convenient location near local schools, shopping, dining, and major roadways. Just a short drive from the Village at Prasada, Surprise's expanding shopping, dining & entertainment destination, this home offers easy access to everyday essentials & an exciting variety of nearby amenities. A great opportunity to own in a growing West Valley community!

15448 W Yucatan Drive, Surprise

11596 W Sierra Dawn Boulevard Unit 357, Surprise

$85,000

2 Beds ⋅ 2 Baths ⋅ 7090251 MLS

LOOK AT THIS VIEW!! NO ONE BEHIND YOU ONLY PALM TREES AND MOUNTAINS. THIS IS A VERY COZY HOME WITH NEWER APPLIANCES, FLOORING, WATER HEATER, ROOF AND AC. LOCATED RIGHT ACCROSS FROM THE OFFICE WHERE YOU CAN ENJOY MONDAY NIGHT BINGO, POKER, CHAIR VOLLYBALL, POOL AND ALL THE COMMUNITY EVENTS. OWNER/AGENT.

11596 W Sierra Dawn Boulevard Unit 357, Surprise

$400,000

4 Beds ⋅ 2 Baths ⋅ 7089828 MLS

17357 W Running Deer Trail, Surprise

$354,000

3 Beds ⋅ 2 Baths ⋅ 7089577 MLS

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Seller will pay up to $5,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 14099 W Two Guns Trl is a one-story Surprise home with three bedrooms, two bathrooms and 881 square feet of living space. The galley kitchen includes a range, microwave, refrigerator and dishwasher, with a window above the sink. Its cabinet run leads into the dining area, and the adjoining living room creates an open shared space. The primary bedroom has its own bathroom, with a vanity area separate from the tub-shower and toilet. A sliding glass door opens to the covered rear patio and yard. Laundry hookups are located near the attached garage. Included 100-Day Home Warranty with buyer activation

14099 W Two Guns Trail, Surprise

$375,000

3 Beds ⋅ 2 Baths ⋅ 7089488 MLS

Single-level 3-bedroom + den, 2-bath in Surprise Farms with tile in the main living areas and fresh, bright neutral paint. Mature shade trees and desert landscaping lead to a covered front porch. The living room opens to a flexible den, and the family room connects to the dining area through an arched pass-through. Kitchen has granite counters, a large island, wood cabinetry, a pantry, and a breakfast nook with a slider to the backyard. Primary suite has a walk-in closet and dual sinks. Secondary bedrooms have brand new carpet and ceiling fans. Gas and electric dryer hookups in the laundry room. The spacious low-maintenance backyard has a covered patio, block wall, and RV gate. Only .5mi from Surprise Farms Community Park with splash pad, skate park, softball fields and dog park.

18190 W Ivy Lane, Surprise

$345,000

2 Beds ⋅ 2 Baths ⋅ 7089397 MLS

This inviting 2-bedroom, 2-bath home is tucked away on a cul-de-sac off the main roads. Enjoy new tile flooring throughout, new baseboards, fresh interior paint, and newer stainless steel appliances. The private backyard is enclosed by block fencing, offering a welcoming space to relax or entertain. A 2-car garage with a workbench and cabinet adds practical storage and workspace.

19963 N Window Rock Drive, Surprise

$337,000

2 Beds ⋅ 2 Baths ⋅ 7089236 MLS

Welcome Home to this immaculate Arcadia model home in AZT. A covered front porch is ideal for morning coffee. Foyer w/a large storage closet brings you into an open, light & bright great room. Front of home has a guest area which is split & private from primary bedroom. A full guest bath is steps from the guest area. Great room is ideal with a large TV wall, windows to backyard, & site lines to kitchen & dining area making it an ideal entertaining home. S/S appliances w/gas stove are only a few years old. Primary bedrm accommodates a king bed with room to spare. The master bath is spacious w/ a large vanity, dual sinks, shower, walk-in closet, & water closet. Sliding doors take you to the covered patio, perfect for a BBQ & outdoor seating. AZT is active adult w/clubs & activities galore!

18039 W Udall Drive, Surprise

14950 W Mountain View Boulevard Unit 2105, Surprise

$145,900

1 Beds ⋅ 1 Baths ⋅ 7089074 MLS

WOW, Rarely on the market! Furnished Better than a studio ground floor off the pool and club house, with 9' ceilings, an efficient layout, and quality updates throughout. Features include wood-look laminate and tile flooring, updated appliances, custom-ordered stove, refreshed bathroom vanity, comfort-height commode, ceiling fans, wood blinds and updated fixtures. HVAC replaced in 2018, stove 2018 and refrigerator 2016. Relax and enjoy the resort-style lifestyle and abundant amenities of Sun City Grand, with shopping, dining, recreation, and everyday conveniences nearby. A fresh, stylish retreat perfect for enjoying the best of active adult living!

14950 W Mountain View Boulevard Unit 2105, Surprise

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