Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate, friendly community, and a plethora of recreational opportunities, Surprise is the perfect place to call home. This vibrant city is just a short drive from the bustling Phoenix metropolitan area, offering residents the best of both worlds: a serene suburban lifestyle with easy access to urban amenities.

Surprise boasts a rich tapestry of parks, sports complexes, and outdoor activities. Whether you’re looking to hike the scenic trails of the White Tank Mountain Regional Park or enjoy a game of golf at one of the many pristine courses, there’s something for everyone. The city is also home to the Surprise Stadium, where you can catch exciting spring training games, making it a hotspot for sports enthusiasts.

For prospective homeowners, Surprise offers a variety of housing options, including properties that qualify for FHA financing. With FHA loans, you can take advantage of lower down payment requirements and more flexible credit guidelines, making it easier to secure your dream home. Whether you’re a first-time buyer or looking to invest, the diverse range of homes available in Surprise means you’ll find the perfect fit for your lifestyle and budget.

In addition to its appealing homes, Surprise is known for its excellent schools, friendly neighborhoods, and a strong sense of community. Come experience the charm of Surprise, AZ – where your new home awaits amidst the warm Arizona sunshine!

Newest Surprise Homes with FHA New Financing

$519,900

5 Beds ⋅ 3 Baths ⋅ 7092383 MLS

Looking for a spacious home with 5 true bedrooms for your family? Then look no further. Offering over 3,100 square feet, this lovely two-story home on a larger lot gives you endless bedroom/bathroom options! Downstairs you'll find 1 bedroom and bath along with a bonus room which could easily be turned into a guest casita with its own AC unit. Upstairs there are 2 huge bedrooms (one the primary suite) and 2 smaller bedrooms along with 2 baths. Featuring fresh paint & brand new neutral plush carpet throughout as well as 2 newer HVAC systems. The kitchen offers granite countertops, cherry cabinets and stainless steel appliances, all open to the spacious family room. The fenced in sparkling pool and spa have a brand new heater as well as a calming waterfall feature. Walking distance to th the Surprise Sports Complex and just minutes from all that Surprise has to offer!

14956 W Post Drive, Surprise

$438,900

4 Beds ⋅ 2 Baths ⋅ 7092261 MLS

Fully remodeled and move-in ready on a quiet cul-de-sac in Surprise Farms, with the 3-car garage buyers keep asking for. Brand new waterproof luxury vinyl plank runs throughout, finished with tall 5.5'' baseboards, fresh designer paint, refinished cabinetry with new hardware, and all-new lighting, fans and fixtures. The open great room flows into a bright kitchen with island seating, breakfast bar, walk-in pantry and stainless refrigerator. Split 4-bedroom, 2-bath single-level layout with a true laundry room. Out back, low-maintenance synthetic turf and a covered patio mean weekends are yours. Three full garage bays for the trucks, tools or toys. Community parks, playgrounds and sport courts, with Prasada shopping, dining and Loop 303 just minutes away.

17938 W Carmen Drive, Surprise

$435,000

3 Beds ⋅ 3 Baths ⋅ 7092207 MLS

Beautiful 3 bdrm, 2.5 bt Home located in desirable Marley Park! Featuring an open floor plan, gas cooking, kitchen appliances,updated flooring downstairs living space & staircase & leased solar! Large Master includes en suite with shower/tub, dual sinks and huge walk in closet. Outdoor living is perfect to entertain your guests in the oversized backyard w/ extended covered patio perfect for entertaining. Two Full Baths up & Half Downstairs for added appeal. This home has an oversized front porch for relaxing on cool night.Long drive to your two car garage. Marley Park community features tree lined streets, commty pool, club house & ton of parks & green belts throughout. This is the perfect place to call home! Hurry you won't be disappointed.This is house w/ SOLAR ,cheaper electric bill

15351 W Charter Oak Road, Surprise

$569,990

5 Beds ⋅ 3 Baths ⋅ 7092157 MLS

The Lennon offers space, style, and versatility with 5 bedrms, 3 bathrms, and a bright open concept living area perfect for gatherings and everyday living. With a dedicated flex space ready to become a playroom, home office, or hobby area, this home is built to adapt to your lifestyle and make entertaining easier than ever. This home offers a GOURMET kitchen with a cooktop and separate wall oven, white cabinets, quartz kitchen counter, tile backsplash, wood-look tile floor and carpet in the bedrooms! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more savings.

15855 W Honeysuckle Drive, Surprise

$549,990

4 Beds ⋅ 3 Baths ⋅ 7092155 MLS

Make the Kellen floorplan your own with its spacious 4-bedroom, 2.5-bathroom layout, featuring a 3-car garage and a covered back patio. The open-concept kitchen and great room create an inviting space, perfect for entertaining friends and family. With plenty of room to live and entertain, the Kellen offers the ideal combination of comfort and functionality. This BRAND-NEW home has a GOURMET kitchen with a cooktop and separate wall oven, Maple Slate tone cabinetry, quartz countertops, wood-look tile flooring with carpet in bedrooms! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15935 W Honeysuckle Drive, Surprise

$529,990

4 Beds ⋅ 3 Baths ⋅ 7092150 MLS

A Spacious and Unique Single-Story Home! The Lark floorplan offers a single-story layout with 4 bedrooms, 3 bathrooms, PLUS a versatile flex space. As a bonus, Bedroom 4 includes its own private bath and walk-in closet. With plenty of space and smart design, the Lark is perfect for modern living and entertaining. This home has white cabinets with marble-look white quartz countertops, backsplash, wood-look tile flooring with carpet! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15612 W Honeysuckle Drive, Surprise

$474,990

3 Beds ⋅ 2 Baths ⋅ 7092141 MLS

Welcome to the brand-new Sawyer--a delightful single-story home designed to make every day feel special. This inviting residence is perfect for entertaining guests or enjoying cozy evenings at home. Whether you're hosting a lively gathering or savoring a quiet moment, the Sawyer effortlessly blends comfort, style, and functionality to create a space where lasting memories are made. This home is finished with white cabinets with marble-look white quartz countertops, backsplash, wood-look tile flooring with carpet! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15528 W Honeysuckle Drive, Surprise

$474,990

4 Beds ⋅ 2 Baths ⋅ 7092139 MLS

Built for Comfort and Connection! The Mason features an expansive great room that's perfect for movie nights, game-day gatherings, or simply relaxing with friends and family. Designed with open concept living in mind, this home offers the ideal space to unwind and entertain with ease and is finished with umber dark cabinets, full backsplash, quartz countertops in kitchen, wood-look tile flooring and beige carpet! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort, and peace of mind.

15587 W Honeysuckle Drive, Surprise

$439,900

4 Beds ⋅ 3 Baths ⋅ 7092044 MLS

Beautifully updated 4 bedroom, 2.5 bath home with a spacious loft and 3 car garage in Surprise Farms! This home offers a functional layout with separate living and family rooms, fresh interior paint, updated flooring, and modern fixtures throughout. The kitchen features quartz countertops, a center island, breakfast bars, and freshly painted cabinetry with updated hardware. Upstairs, you'll find a versatile loft and a spacious primary suite with dual sinks, a soaking tub, separate shower, and walk in closet. Additional highlights include brand new AC units and a backyard with a covered patio, shade tree, and no neighbors directly behind. Move in ready and ready for its next owners!

15510 N 169th Avenue, Surprise

$415,000

4 Beds ⋅ 2 Baths ⋅ 7091990 MLS

Welcome to this beautiful, move in ready 4-bedrooms home in the desirable Sierra Verde community of Surprise! Featuring an inviting open concept layout, this home offers a spacious kitchen that flows seamlessly into the large family room, making it perfect for entertaining and everyday living. Enjoy gas appliances, tile flooring, beautifully remodeled bathrooms, vaulted ceilings, and much more. The split primary suite provides added privacy from the three additional bedrooms. Step outside to a generously sized backyard with plenty of space to relax and enjoy your own private retreat. Conveniently located near shopping, dining, and everyday amenities, this home offers the perfect combination of comfort, style, and convenience. Don't miss this fantastic opportunity!

13950 W Maui Lane, Surprise

$599,000

4 Beds ⋅ 3 Baths ⋅ 7091988 MLS

Like-new 2025 construction showcasing modern luxury, exceptional upgrades and effortless indoor-outdoor living. This stunning 2,352 sq.ft. residence features 4 bedrooms plus a den/home office, 3 bathrooms, soaring ceilings and a bright, sophisticated great room. A beautifully appointed kitchen impresses with quartz countertops, rich cabinetry, upgraded stainless steel appliances and an oversized island with breakfast bar seating. The spacious primary suite offers a luxurious bath with dual vanities, an expansive walk-in shower and generous walk-in closet. Featuring over $50,000 in builder upgrades and an additional $100,000 in owner enhancements, including elegant window shutters and owned solar with a Tesla battery. The resort-style backyard is designed for relaxation and entertaining with a sparkling pool, artificial turf, extended covered patio, pavers and putting green. Enjoy the exceptional Sycamore Farms amenities, including a community pool, parks, clubhouse and fitness facility, all conveniently located near schools, shopping, dining and freeway access. Truly turnkey and move-in ready, this exceptional home delivers the best of new construction without the wait!

17067 W Shangri La Road, Surprise

$405,000

2 Beds ⋅ 2 Baths ⋅ 7091953 MLS

Welcome to The Grand! This lovely Madera model offers a graceful layout for everyday living & entertaining. From the foyer, step into the great room, or take the convenient side entry into the bright 3-window kitchen nook - an ideal spot to welcome a neighbor for a relaxed visit. W Red Rock Dr is a friendly street known for neighborly camaraderie! The open kitchen & great room lead to a dreamy, private backyard retreat with a soothing water feature, an expansive covered patio with Cool Decking underfoot, framed by lush trees. The updated kitchen offers timeless appeal with warm earth-toned granite countertops, wood cabinetry & tile flooring. Opposite the kitchen, a flexible den creates a place to pursue what inspires you. Meaningful improvements add comfort and convenience, including a newer roof and a 2024 HVAC system installed by Parker & Sons, with sensors for customized cooling. Additional updates include a 2023 garage roll-up door, newer paint, 2017 stainless steel Kenmore kitchen appliances, and granite countertops installed in 2016. The primary bedroom window look out to the luscious backyard and the primary bath features a private toilet room, walk in closet and a big skylight bringing in natural light. Throughout the home you'll love the touch of custom stained-glass art windows, handcrafted in The Grand, adding distinctive color, character, and a special connection to the community's creative spirit! Outdoor improvements include Cool Decking at the front and back of the home, installed in 2015, and front and backyard drip irrigation systems installed in 2016. The leased solar system is managed by Sun Strong Mgmt., with a monthly payment of $108. The lease began in 2013 and runs through 2033, with a reported payoff of approximately $8,000, subject to confirmation of current terms. Life in The Grand is about choosing your own kind of day--golf in the morning, a fitness class or walk with friends, an afternoon at the pool, a creative project, a club gathering, or live entertainment close to home. Residents enjoy championship golf, indoor and outdoor pools, fitness centers, pickleball, tennis, trails, creative studios, dining, Grand Learning courses, and a wide variety of clubs and social opportunities. With dog-park areas, a fishing lake, indoor walking track, billiards, lawn bowling, and more, this beautifully maintained active-adult community supports a lifestyle that is social, creative, active, and comfortably your own.

16173 W Red Rock Drive, Surprise

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