Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that truly lives up to its name! Known for its warm climate, friendly community, and a plethora of recreational opportunities, Surprise is a hidden gem that offers a perfect blend of suburban charm and urban convenience. With its stunning desert landscapes, lush parks, and a variety of shopping and dining options, residents enjoy a quality of life that is both fulfilling and exciting.

Surprise is not just a great place to live; it’s also an ideal location for homebuyers looking to invest in a property with Conventional New Financing. This financing option allows you to take advantage of favorable loan terms, making it easier than ever to purchase your dream home in this thriving city. Whether you’re searching for a cozy single-family home, a modern townhouse, or a spacious estate, Surprise has a diverse range of properties that cater to every lifestyle and budget.

The city boasts excellent schools, well-maintained parks, and a strong sense of community, making it an attractive choice for families and individuals alike. With its strategic location just 45 minutes northwest of Phoenix, residents can enjoy easy access to the bustling city while retreating to the peaceful atmosphere of Surprise after a long day.

Explore the possibilities that await you in Surprise, AZ, and discover the perfect home that suits your needs. With Conventional New Financing available, your dream of homeownership is closer than you think! Start your journey in this remarkable city today.

Newest Surprise Homes with Conventional New Financing

This AZ Home is a unique 1br/1b studio creating a cozy and efficient place for all you snowbirds or year around living. Park your RV in the covered area to create extra living space for your visitors. The interior has an extremely efficient floorplan. A tastefully done kitchen with corian countertops that allows you to cook with ease. A spacious , practical bathroom with a walk in shower and a closet for all your linen. A huge closet that allows you to walk around the large space and hang all your cloths or store extra items. The living area has room for your furniture- table and chairs, hide-a-bed sofa, a flat screen tv or maybe a murphy bed. The outside of the home is impeccable- stuccoed, epoxy covering the entire area and an inviting front porch. Also a w/d in the 2 story shed.

17200 W Bell Road Unit 1219, Surprise

3 Beds ⋅ 3 Baths ⋅ 7071978 MLS ⋅ 2,379 SqFt.

Beautifully maintained 3 bedroom + den, 2.5 bath home on a desirable corner lot in Rancho Mercado! Built in 2020, this 2,379 sq ft single-level home features a bright, open floor plan with neutral finishes and tile throughout the main living areas. The spacious kitchen is the heart of the home with quartz countertops, a large island with seating, induction cooktop, built-in oven and microwave, abundant cabinetry, and a walk-in pantry. The open great room and dining area are filled with natural light and flow seamlessly to the backyard for easy indoor/outdoor living. The split primary suite offers plenty of space along with a private bath featuring dual vanities, separate tub and shower, private toilet room and walk-in closet. Secondary bedrooms feature walk in closets. A separate den provides flexible space for a home office, playroom or additional living area. Outside, enjoy a thoughtfully designed backyard with an extended paver patio, built-in fire pit, decorative water feature, turf grass, covered patio and misting system. Other highlights include a 3-car tandem garage, spray foam insulation and tankless water heater. Rancho Mercado offers walking/biking paths and neighborhood playgrounds, all conveniently located in the growing Surprise area.

14195 W Faye Way, Surprise

4 Beds ⋅ 4 Baths ⋅ 7071972 MLS ⋅ 2,757 SqFt.

Welcome home! Nestled on a premium corner lot, this beautifully upgraded 4-bedroom residence features corner lot, pool, fully remodeled Inside, in-law suite with own entrance and new Trane A/C units! You'll LOVE the impressive open floor plan bathed in natural light, creating an inviting setting for effortless entertaining and everyday living. Gleaming stainless steel appliances, subway tile backsplash, abundant cabinetry, quartz counters, a prep island with a breakfast bar, a pantry, and a dining area framed by a lovely bay window complete this chef's kitchen. In the large main retreat, you'll find sliding glass doors to the back patio, a sitting area, an elegant ensuite with a garden tub! Spacious backyard offers a covered patio and a refreshing pool. Start living your dream in this amazing abode!

18082 N 167th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7071879 MLS ⋅ 1,816 SqFt.

Discover all the charm of this lovely 4-bedroom, 3-bathroom home! Situated on a desirable CORNER LOT, this gem welcomes you with an easy-care landscape & a 2-car garage! Inside, you'll find sizable living spaces with wood-look flooring, tile in all the right places, contemporary lighting & neutral paint that complements any decor. The kitchen displays white cabinetry, granite countertops, stainless steel appliances, and an island, perfect for casual dining. Get a good night's rest in the primary suite, complete with a bathroom with double vanities and a separate shower & tub, plus a practical walk-in closet and direct outdoor access. Get ready for weekend barbecues and fun evenings in the backyard, complete with a cozy covered patio ideal for enjoying a refreshing drink. Truly a must-see!

10960 N 162nd Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7071866 MLS ⋅ 1,424 SqFt.

Ask for a 1/0 Buydown to reduce your mortgage payment for the first year! Move in ready and ideally located in Surprise, this beautifully refreshed home features 3 bedrooms, 2 full bathrooms, plus a versatile den perfect for a home office, playroom, or additional living space. The bright and inviting interior has been freshly painted, while a new A/C system adds comfort and peace of mind. Additional highlights include inside laundry, a 2 car garage, and freshly painted exterior. Conveniently located near Costco, restaurants, shopping, everyday essentials, and easy freeway access, this home offers the perfect combination of comfort, convenience, and West Valley living.

15322 W Evans Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7071839 MLS ⋅ 2,429 SqFt.

RARE GREENBELT LOT + PRIVATE POOL in Surprise Farms! This standout home offers something hard to find--only ONE neighboring home, with the side and backyard bordering the community greenbelt and park area for added privacy and open views. Inside, soaring vaulted ceilings and abundant natural light create a bright, open feel. The kitchen features granite countertops, stainless steel appliances, oak cabinetry and a center island with breakfast bar. The spacious primary suite includes dual sinks and a walk-in closet, while the versatile loft is ideal for an office, game room or additional living space. Outside, enjoy true Arizona living with a covered patio, artificial turf and sparkling pool overlooking the greenbelt. Privacy, pool and prime Surprise location!

17243 W Lundberg Street, Surprise

1 Beds ⋅ 1 Baths ⋅ 7071829 MLS ⋅ 600 SqFt.

Discover this charming 1-bedroom, 1-bathroom apartment in Cliffs Condominium! Inside, you'll find sizable living areas flowing seamlessly with tile flooring, plenty of natural light, and neutral paint that complements any choice of decor. Whip up your signature dishes in the pristine kitchen, complete with crisp white cabinetry, tile backsplash, granite countertops, a breakfast bar, and stainless steel appliances. The spacious bedroom offers ample closet space and easy access to the balcony, where you can enjoy your morning coffee. Don't forget to visit the community's pool, spa, pickleball, and other amenities for fun times! Check it out before it's gone! Near the 303 loop and the tech corridor just to the north.

12123 W Bell Road Unit 211, Surprise

3 Beds ⋅ 4 Baths ⋅ 7071807 MLS ⋅ 1,991 SqFt.

Welcome to this beautifully maintained single-story home in the highly sought-after age-restricted community of Sun Village. Featuring 3 bedrooms and 3.5 bathrooms, including a separate casita with its own private full bath, this spacious residence offers a well-designed open-concept layout that blends comfort and functionality. The inviting living area flows seamlessly into the kitchen, complete with ample cabinetry, generous counter space, and a breakfast bar--ideal for both everyday living and entertaining. The detached casita provides the perfect space for guests, a private office, or hobby room, offering both comfort and independence. The primary suite serves as a relaxing retreat with a spacious en-suite bathroom and walk-in closet. Step outside to your private backyard oasis, highlighted by mature citrus trees and a full-length covered patio equipped with misters--perfect for enjoying outdoor living year-round. This home also features solar panels, offering energy efficiency and potential utility savings. Additional highlights include a convenient laundry area, abundant storage, and a 2-car garage. Residents of Sun Village enjoy access to exceptional amenities, including a clubhouse, fitness center, golf course, and a variety of social activities designed to support an active 55+ lifestyle. Don't miss this opportunity to own a versatile, energy-efficient, and low-maintenance home in one of the area's most desirable communities.

14574 W Bison Path, Surprise

4 Beds ⋅ 3 Baths ⋅ 7071779 MLS ⋅ 2,044 SqFt.

Welcome to this Gorgeous home built in 2022, offering 2,044 sqft, beautifully designed living space!Step inside and fall in love with this large, bright, and Open-concept floor plan, perfect for both comfortable everyday living and entertaining family and friends This spacious home features 4 bedrooms and multiple living ares, including a living, family and TV rooms, giving everyone plenty of space to relax, gather, work, or play. A newer construction offers a fresh, modern feel throughout, while generous layout provides wonderful flexibility for today's lifestyle. Ready for its next family to make wonderful memories? This is it!!

17667 W Bajada Road, Surprise

2 Beds ⋅ 2 Baths ⋅ 7071724 MLS ⋅ 1,500 SqFt.

Welcome to Sun Village! This single-story 2-bedroom, 2-bath home offers 1,500 sq ft of living space on an oversized 8,692 sq ft corner lot with a 2-car garage, private courtyard entry, tile roof and low-maintenance desert landscaping. Inside, vaulted ceilings, plantation shutters, dual-pane windows, tile and carpet flooring, and abundant natural light create a bright and inviting interior. The kitchen features granite countertops, ample cabinetry, pantry storage and an eat-in dining area. The primary suite includes a walk-in closet, dual sinks and direct access to the covered patio. The spacious backyard features, colorful flowering shrubs, decorative rock landscaping and an extended covered patio for outdoor living. Located in Sun Village with an 18-hole golf course, right within the community, including an 18-hole par-3 golf course, heated pool and spa, tennis and pickleball courts, fitness center, billiards, clubhouse and activity spaces, lakes, and walking/biking paths. Beyond the gates, Surprise Community Park and Surprise Recreation Campus are approximately 2 miles away, offering green space, an urban fishing lake, sports facilities, and Surprise Stadium, spring-training home of the Kansas City Royals and Texas Rangers. Shopping, restaurants, groceries, and everyday services along the Bell Road corridor are approximately 1-2 miles away, including Surprise Marketplace and Surprise Towne Center. A wonderful opportunity to enjoy single-level living with golf, pools, recreation, parks, shopping, and entertainment all close to home in Sun Village.

17696 N Desert Flower Trail, Surprise

3 Beds ⋅ 3 Baths ⋅ 7071611 MLS ⋅ 2,830 SqFt.

Beautiful corner lot home featuring 3 bedrooms plus a den, 3 car garage with built in cabinetry, and an oversized pool! Major updates in recent years include roof underlayment, vinyl windows, HVAC, water heater, appliances, exterior paint, and a backyard makeover with extensive pavers. Inside, enjoy tall ceilings, a formal living room, plantation shutters, laminate flooring, and a spacious family room with custom built-ins. The kitchen features a center island and opens to the main living area. Generous 19'x15' primary suite, updated fixtures and fans, wainscoting in the third bedroom, and a large laundry room. Backyard highlights include an oversized pool with water feature, variable-speed pump, and newer salt system. Luxury meets peace of mind!

16398 N Oachs Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7071560 MLS ⋅ 1,706 SqFt.

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Seller will pay up to $5,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 55+ age restricted community. This Sun City Grand 55+ home provides easy single-level living with desert landscaping, an attached garage, and a covered backyard patio framed by mature shrubs and low-maintenance rock. Two bedrooms with a den, the layout feels bright and open with tile flooring, wood-look flooring in select rooms, plantation shutters, ceiling fans, and neutral paint. The kitchen features warm wood cabinetry, ample counter space, white appliances, a pantry, and a casual dining area that connects to the main living space. Bedrooms include clean flooring, natural light, and generous closet storage, wh

17220 W Cordova Court, Surprise

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