Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that truly lives up to its name! Known for its warm climate, friendly community, and a plethora of recreational opportunities, Surprise is a hidden gem that offers a perfect blend of suburban charm and urban convenience. With its stunning desert landscapes, lush parks, and a variety of shopping and dining options, residents enjoy a quality of life that is both fulfilling and exciting.

Surprise is not just a great place to live; it’s also an ideal location for homebuyers looking to invest in a property with Conventional New Financing. This financing option allows you to take advantage of favorable loan terms, making it easier than ever to purchase your dream home in this thriving city. Whether you’re searching for a cozy single-family home, a modern townhouse, or a spacious estate, Surprise has a diverse range of properties that cater to every lifestyle and budget.

The city boasts excellent schools, well-maintained parks, and a strong sense of community, making it an attractive choice for families and individuals alike. With its strategic location just 45 minutes northwest of Phoenix, residents can enjoy easy access to the bustling city while retreating to the peaceful atmosphere of Surprise after a long day.

Explore the possibilities that await you in Surprise, AZ, and discover the perfect home that suits your needs. With Conventional New Financing available, your dream of homeownership is closer than you think! Start your journey in this remarkable city today.

Newest Surprise Homes with Conventional New Financing

$519,900

5 Beds ⋅ 3 Baths ⋅ 7092383 MLS

Looking for a spacious home with 5 true bedrooms for your family? Then look no further. Offering over 3,100 square feet, this lovely two-story home on a larger lot gives you endless bedroom/bathroom options! Downstairs you'll find 1 bedroom and bath along with a bonus room which could easily be turned into a guest casita with its own AC unit. Upstairs there are 2 huge bedrooms (one the primary suite) and 2 smaller bedrooms along with 2 baths. Featuring fresh paint & brand new neutral plush carpet throughout as well as 2 newer HVAC systems. The kitchen offers granite countertops, cherry cabinets and stainless steel appliances, all open to the spacious family room. The fenced in sparkling pool and spa have a brand new heater as well as a calming waterfall feature. Walking distance to th the Surprise Sports Complex and just minutes from all that Surprise has to offer!

14956 W Post Drive, Surprise

$939,900

2 Beds ⋅ 3 Baths ⋅ 7092361 MLS

Beautifully upgraded and fully furnished ROSEWOOD offering 2,652 sf and a fabulous location overlooking the 18th tee of Granite Falls South Golf Course! A double-door front entry opens to a large foyer and inviting great room featuring a remodeled custom media wall with decorative stone, built-in electric fireplace and beautiful golf course views through newer rear windows and patio doors. The large den off the foyer features custom tile flooring with designer inlay and plantation shutters, makes a great office space. Designed for entertaining, the beautiful wet bar features granite countertops, cherry cabinetry, wainscoting and a wine refrigerator. Nearby powder room includes a pedestal sink, decorative tiled wall and solar tube for added natural light. Just feet away is a spacious guest suite with private bath. The spacious kitchen offers granite countertops, abundant cherry cabinetry, center island, wall oven and microwave, electric cooktop with stainless steel hood, LG Inverter Linear stainless fridge, double skylight, large breakfast bar with Lazy Susan and decorative tiled wall below, plus a breakfast nook with patio access. Glass cabinet inserts add another custom touch. Tile flooring, carpeted bedrooms, crown molding, custom window treatments and six-panel doors enhance the home throughout. The spacious primary suite offers a private exit to the patio with security door, a bay window perfect for morning coffee, the ensuite bathroom features a private water closet, large soaking tub with glass block window for lots of light while preserving privacy, walk-in shower with easy to clean surrounds and decorative glass block, double sinks, and a walk-in closet. Step outside to the extended patio overlooking the golf course, enhanced by a low wall with wrought-iron fencing to preserve the view and retractable awnings for added shade. Additional improvements include a premium roof installed in 2018 with upgraded ice/water-protection, double underlayment and 30-year warranty, new A/C installed June 2026, furnace in 2014, recirculating hot-water pump, water softener and reverse-osmosis system. Motorized roller shields on the rear and side windows provide added security, sun protection, light and privacy control. The 2.5-car garage includes built-in cabinetry, service door, a refrigerator and crown molding! Beautifully furnished, thoughtfully upgraded and ideally positioned on Granite Falls South -- this exceptional golf course home is ready to enjoy from day one.

18142 N Cherry Creek Drive, Surprise

$419,999

4 Beds ⋅ 2 Baths ⋅ 7092268 MLS

Stunning NEW REMODEL! NEW NEW NEW! With luxury finishes! Come and enjoy this stunning and completely renovated 4 bed/2bath home in desirable Kingswood Parke community that offers parks, children's playground, and serene lake views for your evening walks. It boasts NEW vinyl plank flooring, NEW kitchen, white quartz countertops, stainless steel appliances and contemporary touches everywhere you look! It is conveniently located near major commuter routes, shopping, restaurants and much more! This beautiful home features vaulted ceilings, easy-care yard and has been completely redone and priced to sell! Pictures don't do justice, MUST COME AND SEE FOR YOURSELF!

14904 W Honeysuckle Lane, Surprise

$438,900

4 Beds ⋅ 2 Baths ⋅ 7092261 MLS

Fully remodeled and move-in ready on a quiet cul-de-sac in Surprise Farms, with the 3-car garage buyers keep asking for. Brand new waterproof luxury vinyl plank runs throughout, finished with tall 5.5'' baseboards, fresh designer paint, refinished cabinetry with new hardware, and all-new lighting, fans and fixtures. The open great room flows into a bright kitchen with island seating, breakfast bar, walk-in pantry and stainless refrigerator. Split 4-bedroom, 2-bath single-level layout with a true laundry room. Out back, low-maintenance synthetic turf and a covered patio mean weekends are yours. Three full garage bays for the trucks, tools or toys. Community parks, playgrounds and sport courts, with Prasada shopping, dining and Loop 303 just minutes away.

17938 W Carmen Drive, Surprise

$600,000

5 Beds ⋅ 4 Baths ⋅ 7092252 MLS

Discover the perfect blend of space, comfort, and Arizona living in this inviting 2-story home in Surprise Farms, featuring a sparkling pool and desirable corner lot with breathtaking views! With 5 bedrooms, 3.5 bathrooms, a 3-car tandem garage, and low-maintenance landscaping, this home is ideal for multigenerational living. Inside, soaring ceilings, wood-look flooring, and a welcoming designer palette create a warm atmosphere. The spacious family room flows into the eat-in kitchen with granite countertops, stainless steel appliances, wood cabinetry, and a breakfast bar island. A downstairs den and upstairs loft offer flexible living spaces. Two sets of washers and dryers add convenience, while the backyard pool is perfect for relaxing and entertaining! The sizable main suite offers direct backyard access and a spa-like private bath w/dual vanities, separate tub & shower, and a walk-in closet. Two secondary bedrooms share a pass-through bathroom, while another offers a walk-in closet. Outside, a covered patio, separate paver seating area, and a refreshing pool create your private oasis for relaxing and entertaining. Enjoy nearby Surprise Farms Community Park with walking trails, a splash pad & dog park, plus shopping, dining, and access to Bell Road & Loop 303. Move-in ready!

18527 W Surprise Farms Loop N, Surprise

$435,000

3 Beds ⋅ 3 Baths ⋅ 7092207 MLS

Beautiful 3 bdrm, 2.5 bt Home located in desirable Marley Park! Featuring an open floor plan, gas cooking, kitchen appliances,updated flooring downstairs living space & staircase & leased solar! Large Master includes en suite with shower/tub, dual sinks and huge walk in closet. Outdoor living is perfect to entertain your guests in the oversized backyard w/ extended covered patio perfect for entertaining. Two Full Baths up & Half Downstairs for added appeal. This home has an oversized front porch for relaxing on cool night.Long drive to your two car garage. Marley Park community features tree lined streets, commty pool, club house & ton of parks & green belts throughout. This is the perfect place to call home! Hurry you won't be disappointed.This is house w/ SOLAR ,cheaper electric bill

15351 W Charter Oak Road, Surprise

$569,990

5 Beds ⋅ 3 Baths ⋅ 7092157 MLS

The Lennon offers space, style, and versatility with 5 bedrms, 3 bathrms, and a bright open concept living area perfect for gatherings and everyday living. With a dedicated flex space ready to become a playroom, home office, or hobby area, this home is built to adapt to your lifestyle and make entertaining easier than ever. This home offers a GOURMET kitchen with a cooktop and separate wall oven, white cabinets, quartz kitchen counter, tile backsplash, wood-look tile floor and carpet in the bedrooms! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more savings.

15855 W Honeysuckle Drive, Surprise

$549,990

4 Beds ⋅ 3 Baths ⋅ 7092155 MLS

Make the Kellen floorplan your own with its spacious 4-bedroom, 2.5-bathroom layout, featuring a 3-car garage and a covered back patio. The open-concept kitchen and great room create an inviting space, perfect for entertaining friends and family. With plenty of room to live and entertain, the Kellen offers the ideal combination of comfort and functionality. This BRAND-NEW home has a GOURMET kitchen with a cooktop and separate wall oven, Maple Slate tone cabinetry, quartz countertops, wood-look tile flooring with carpet in bedrooms! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15935 W Honeysuckle Drive, Surprise

$529,990

4 Beds ⋅ 3 Baths ⋅ 7092150 MLS

A Spacious and Unique Single-Story Home! The Lark floorplan offers a single-story layout with 4 bedrooms, 3 bathrooms, PLUS a versatile flex space. As a bonus, Bedroom 4 includes its own private bath and walk-in closet. With plenty of space and smart design, the Lark is perfect for modern living and entertaining. This home has white cabinets with marble-look white quartz countertops, backsplash, wood-look tile flooring with carpet! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15612 W Honeysuckle Drive, Surprise

$474,990

3 Beds ⋅ 2 Baths ⋅ 7092141 MLS

Welcome to the brand-new Sawyer--a delightful single-story home designed to make every day feel special. This inviting residence is perfect for entertaining guests or enjoying cozy evenings at home. Whether you're hosting a lively gathering or savoring a quiet moment, the Sawyer effortlessly blends comfort, style, and functionality to create a space where lasting memories are made. This home is finished with white cabinets with marble-look white quartz countertops, backsplash, wood-look tile flooring with carpet! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15528 W Honeysuckle Drive, Surprise

$474,990

4 Beds ⋅ 2 Baths ⋅ 7092139 MLS

Built for Comfort and Connection! The Mason features an expansive great room that's perfect for movie nights, game-day gatherings, or simply relaxing with friends and family. Designed with open concept living in mind, this home offers the ideal space to unwind and entertain with ease and is finished with umber dark cabinets, full backsplash, quartz countertops in kitchen, wood-look tile flooring and beige carpet! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort, and peace of mind.

15587 W Honeysuckle Drive, Surprise

$739,990

5 Beds ⋅ 4 Baths ⋅ 7092126 MLS

Welcome to this exceptional, highly versatile multi-generational home nestled in Surprise, Arizona. Built in 2018 and offering 3,172 square feet of thoughtfully designed living space, this remarkable property features a spacious 3-bedroom, 2.5-bath main residence plus a fully self-contained, attached 2-bedroom casita--ideal for extended family, guests, or flexible living arrangements. A charming private front courtyard welcomes you to both living spaces. In the main house an open-concept great room layout creates an inviting setting for entertaining. The chef's kitchen serves as the heart of the home, complete with rich granite countertops, a large center island, custom tile backsplash, gas range, walk-in pantry, dedicated breakfast nook and seamless flow into the primary living spaces. The primary bedroom has a private entry to back yard and features two closets, dual vanities and a large walk-in shower. Integrated smart home features bring modern convenience to everyday living. The attached casita offers true independent living with its own private entrance, dedicated 1-car garage, and separate outdoor living space. Inside, find two bedrooms, a full kitchen, living and dining areas, full bathroom, and a private laundry closet equipped with a stackable washer and dryer. Outside, the casita enjoys its own private backyard retreat showcasing an artist-painted cinder block mural and an inviting gazebo. The main backyard is built for year-round Arizona enjoyment, anchored by a heated swimming pool with water aerators and an energy-efficient variable speed pump. Low-maintenance artificial turf, citrus trees and desert landscaping surrounds the property, supported by automated front and back drip irrigation systems with timers. Rarely does a dual-living property combining this level of privacy, square footage, and upgraded amenities come to market in the West Valley.

23619 N 169th Avenue, Surprise

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