Surprise Homes with Cash to Loan New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends suburban charm with the excitement of urban living. Known for its friendly atmosphere, Surprise boasts an array of parks, recreational facilities, and community events that make it an ideal place for families, retirees, and everyone in between. With its warm climate, stunning desert landscapes, and proximity to the bustling city of Phoenix, Surprise offers a lifestyle that is both relaxed and invigorating.

One of the standout features of this thriving community is the diverse range of housing options available, perfect for those looking to settle down in this picturesque city. Whether you're seeking a cozy single-family home or a modern townhouse, Surprise has something for everyone. And if you're considering financing your dream home, you'll be pleased to know that many properties in the area come with the option of cash to loan new financing. This flexible financing option allows buyers to seamlessly transition into their new home, making the purchasing process smoother and more accessible.

In addition to its stunning homes, Surprise is home to a variety of shopping, dining, and entertainment options. The city’s commitment to community and quality of life is evident in its well-maintained parks and recreational programs, ensuring that residents have the opportunity to enjoy an active and fulfilling lifestyle.

So why wait? Discover the charm of Surprise, Arizona, where your dream home awaits, and experience the perfect blend of comfort, convenience, and community. Your new adventure starts here!

Newest Surprise Homes with Cash to Loan New Financing

$995,000

4 Beds ⋅ 4 Baths ⋅ 7090947 MLS

Sold FURNISHED! Experience the pinnacle of luxury Arizona living in this stunning ,St Helena model home, perfectly situated within the exclusive Sterling Grove Golf & Country Club community in Surprise, AZ. This premium golf course lot places you right on the green at hole #12, tucked away at the very back of a quiet 55+ active-adult section comprised entirely of single-level homes for ultimate peace and privacy. A large, inviting front porch welcomes you into a wide, grand entryway, setting a sophisticated tone that flows effortlessly throughout the house. The heart of the home features a beautiful dining area and kitchen accented with rich red-brick walls, a convenient bar area off the kitchen, and a highly functional butler's pantry. In the expansive great room,... massive wood beams span the ceiling, adding immense architectural character to your main entertaining space. Designed with a highly desirable split floor plan, the home offers plenty of space and privacy between rooms. Three spacious bedrooms feature their own private ensuite bathroom, providing the comfort of a resort for family and guests alike. The serene primary suite is a true sanctuary, complete with its own dedicated patio door, a deep soaking tub, and an extra-large shower. Transitioning from indoor relaxation to outdoor entertaining is completely effortless; a 16-foot multi-panel slider is mounted completely FLUSH on both sides, creating a seamless, zero-threshold entry to the backyard. Outside, the premium covered patio features a built-in BBQ with a matching hood venting system, all overlooking the manicured greens. When the sun goes down, you can gather around the built-in gas fire pit to comfortably enjoy the cooler Arizona nights in style. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your

17549 W Guthrie Street, Surprise

$542,500

3 Beds ⋅ 2 Baths ⋅ 7088264 MLS

Have You been waiting for a NEWER HOME that feels FINISHED, UPGRADED, & TRULY SPECIAL- this one deserves a closer look. This Beautifully upgraded 2023 home in Homestead at Marley Park has it all! Situated on a desirable CORNER LOT with no neighbors behind, this home offers added privacy, stylish designer touches, & an open great-room layout perfect for modern living and your personal touch.The multi-panel sliding patio door creates a seamless indoor-outdoor experience, opening to a backyard retreat featuring low-maintenance turf w/an added spicket to cool the turf, a cozy fire pit, & exceptional outdoor living. Enjoy the added convenience of smart home technology, along with thoughtful upgrades and beautiful dÃ©cor throughout. Come take a look and discover the WOW you've been waiting for

13485 N 145th Drive, Surprise

$769,000

2 Beds ⋅ 3 Baths ⋅ 7088234 MLS

Beautiful Craftsman Home with Exceptional Upgrades in Sterling Grove. Welcome to this stunning 2023-built Craftsman in the highly desirable Sterling Grove community! Offering 2,352 sq ft of beautifully designed living space, this 2-bedroom home features a versatile den that could easily serve as a 3rd bedroom, office, or flex space, along with 2.5 baths and an impressive 3-car garage. Step inside to a bright, spacious great room filled with natural light and designed for effortless entertaining. Two sets of sliding glass doors open to the covered rear patio, including an oversized double slider that seamlessly connects indoor and outdoor living. The gourmet kitchen is beautifully appointed with upgraded KitchenAid appliances, soft-close cabinetry throughout, a large island with sink, ...stunning charcoal quartz countertops carried throughout the home, and a generous walk-in pantry. The luxurious primary suite features a spa-inspired ensuite with a huge tiled walk-in shower, dual vanities, and a large walk-in closet. A well-appointed laundry room includes a utility sink, while the convenient mudroom provides an organized transition between the 3-car garage and main living area. Upgrades include luxury vinyl plank flooring throughout the main living areas, tile in the bathrooms and laundry room, carpeting in the bedrooms, ceiling fans in the bedrooms and great room, and window coverings throughout. Outdoor living is equally inviting with an approximately 12'6" x 14'6" covered rear patio and a welcoming covered front porch measuring approximately 19' x 10'. The spacious 3-car garage offers excellent flexibility, with one bay measuring approximately 19'6" x 11' and the double bay approximately 21'1/2" x 20', sharing a common area. This exceptional home combines Craftsman charm, thoughtful design, quality finishes, and an abundance of natural light. Beautifully maintained and move-in ready, it offers the perfect blend of comfort and style in one of Surprise's sought-after community.

17440 W Carlisle Drive, Surprise

$350,000

4 Beds ⋅ 2 Baths ⋅ 7087673 MLS

Welcome to this beautiful Surprise home featuring a large lot and mature landscaping that creates a private, inviting outdoor setting. Enjoy plenty of room for entertaining, relaxing, gardening, or creating your own backyard retreat. Recent updates include roof and A/C, offering added peace of mind and comfort. This well-cared-for property combines valuable upgrades with generous outdoor space in a desirable Surprise location. A wonderful opportunity to own a home where thoughtful improvements and established landscaping come together.

16542 N Naegel Drive, Surprise

$475,000

4 Beds ⋅ 3 Baths ⋅ 7086587 MLS ⋅ 3,389 SqFt.

More room to gather, more room to make your own. This two-story Surprise home brings everyday living together around the kitchen, dining area, and family room, with a breakfast bar that makes casual meals easy. A separate front living room, den/office, and upstairs loft give you options for entertaining, working, or simply spreading out. Step onto the covered patio and enjoy a low-maintenance backyard accented by established trees and flowering plants. With a three-car garage for vehicles and storage, the home offers space that works beyond the living areas.

15410 N 169th Lane, Surprise

$648,000

3 Beds ⋅ 3 Baths ⋅ 7086471 MLS ⋅ 2,045 SqFt.

Welcome to your turnkey oasis in the highly coveted, guard-gated community of Sterling Grove Golf & Country Club! This rare, move-in-ready Potomac model is perfectly situated in the vibrant, all-ages section of the neighborhood, offering the ultimate blend of luxury and effortless modern Arizona living. Designed with a highly desirable split floor plan, the home maximizes privacy by thoughtfully separating the grand living spaces from the serene bedrooms. The heart of the home is a spectacular great room featuring a premium large slider. When fully retracted, it completely dissolves the barrier between the indoors and outdoors, creating a flawless, expansive setting perfect for entertaining or relaxing in the fresh air. Just beyond the glass, you will find ... ...an expertly designed, easy-to-manage front and back yard that completely eliminates the stress and cost of new-construction landscaping. The home's orientation provides the ideal Arizona layout, offering glorious morning sun in the backyard and cool, coveted afternoon shade just when you need it most. Back inside, the spacious primary suite serves as a true private sanctuary, while the open-concept chef's kitchen and adjacent living areas feel bright and welcoming. Living in Sterling Grove means embracing a world-class, resort-style lifestyle managed by Troon. Right outside your door, you will have access to an 18-hole championship Nicklaus Design golf course, a magnificent clubhouse with upscale dining, three resort-style pools, a full-service spa, a fitness center, and premier tennis and pickleball courts. Skip the lengthy construction timelines and costly landscaping bills--this pristine, upgraded masterpiece is completely complete and ready for you to move right in. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

12071 N Loma Linda Street, Surprise

$449,000

3 Beds ⋅ 2 Baths ⋅ 7085357 MLS ⋅ 2,231 SqFt.

Welcome to this beautiful 3-bed + den, 2-bath home.... lightly used as a second home. Enjoy 10' ceilings, 18x18 tile flooring, and abundant natural light from numerous windows. The kitchen features 42'' maple cabinets, a wraparound island, granite counters, recessed lighting, and a pantry. Fresh paint inside and out. Spacious master suite includes a walk-in closet and bath with dual sinks, separate tub, and shower. Laundry room offers cabinets and counter space. Step outside to a stunning backyard with tiled patio and pavers... ideal for entertaining. Extra-wide 2-car garage plus side yard with 10' RV gate for all your toys. Conveniently close to shopping and more. This home has it all.... don't miss out!

25943 N Desert Mesa Drive, Surprise

$439,000

2 Beds ⋅ 2 Baths ⋅ 7084068 MLS

This 2-bedroom, 2 baths, den home with lots of upgrades is located in popular active 55+ gated community. Home features a custom Iron door openable rain glass window with a screen. The open concept great room, to the left, den/exercise room to the right. Continue through to large dining area and gorgeous updated kitchen with breakfast bar, 6 burner JennAir gas stove and built in desk area with loads of cabinets and a skylight. Out the double doors to the extended covered patio, gorgeous south facing backyard with stacked stone waterfall, retractable awning, artificial turf! Owner suite with 2 closets, double sinks, updated lighted mirror, walk in shower and water closet, attached TV, and double doors access the back patio and yard. Second bath with walk in shower, large guest room! Laundry room with full size stackable washer/dryer, cabinets and access to the attached garage. A beautifully updated, home with Plantation shutters throughout, high end fan in family room, Ring doorbell and much more!! EZ Go Golf cart with new Lithium could be gifted to the buyer with a solid offer. Much of the high-end furniture can be negotiated outside escrow.

17959 W Deneen Way, Surprise

$979,000

2 Beds ⋅ 3 Baths ⋅ 7083764 MLS ⋅ 2,352 SqFt.

Welcome to resort-style luxury in the award-winning master-planned community of Sterling Grove Golf & Country Club. This exceptional home boasts a thoughtful split floor plan with premium upgrades throughout, seamlessly blending sophistication with comfortable everyday living. The sun-drenched primary bedroom serves as a true sanctuary, complete with an oversized, spa-like primary bathroom designed for ultimate relaxation. Nearby, a versatile den offers the perfect flexible space, easily functioning as a private home office or a spacious third bedroom. At the heart of the home, the open living room frames stunning views of your own private backyard oasis. A magnificent 90-degree living room slider rolls back completely, making the transition to the outdoor living experience ... ... entirely seamless. Designed as an entertainer's delight, the resort-style backyard features an expansive covered back patio, an elegant pergola, a custom built-in BBQ, and a lively bar area--all centered around a sparkling, refreshing pool. Complete with a spacious 3-car garage that offers plenty of built-in storage for your golf gear and vehicles, this turnkey property offers an unparalleled lifestyle in one of the West Valley's most coveted guard-gated communities. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17232 W Mountainair Street, Surprise

$1,324,000

3 Beds ⋅ 3 Baths ⋅ 7083699 MLS ⋅ 2,560 SqFt.

Welcome to your ultimate desert oasis in the prestigious Sterling Grove Golf & Country Club. This highly upgraded, expanded Skybrook model offers an unparalleled blend of luxury, functionality, and seamless indoor-outdoor living. Designed with a rare zero-step transition, the custom interior tile flows effortlessly through two massive sliding doors--including a striking 90-degree slider in the living room--out onto matching flush exterior patio tile. The split floor plan features three private bedroom suites, including a 3rd suite chosen in lieu of a third garage bay, plus a versatile den complete with elegant French doors that easily serves as an additional sleeping area. High-end custom details abound, from an extensive $30,000 tile upgrade throughout the home to a stunning custom... ... wet bar outfitted with premium cabinets, granite countertops, and a dedicated refrigerator. The backyard is an absolute entertainer's dream, meticulously engineered for comfort and ease. Step out onto the flush covered patio extension, where monsoon-rated patio shades and an extended covered deck provide custom shade on warm days. The pristine 12x28 pool features a lounging ledge, ambient deck jets, and a state-of-the-art electric heat pump capable of both heating and cooling the water for year-round enjoyment. Surrounded by high-quality turf and cool-touch pavers that stay comfortable underfoot, the outdoor space also boasts a relaxing hot tub. The entire system is effortlessly managed via Hayward pool automation using a smartphone app. Technological innovation and structural efficiency are at the core of this smart home. Built with energy-saving spray foam insulation in the walls, the property features a fully integrated Lutron smart home system with a SmartThings app controlling dimmers on most fixtures. Entertainment is ready-made with beautifully mounted Samsung Frame TVs and an accompanying soundbar. Practicality matches the luxury, highlighted by an expanded garage depth (extended by 2 feet) equipped with a 30-amp dedicated circuit for an EV charger. Inside, an Aquasana whole-home water filter and conditioner ensures pristine water quality, while a thoughtful layout modification adds a direct doorway connecting the master closet straight to the laundry room. This is a rare opportunity to own a masterfully customized residence in one of the region's premier resort communities. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17431 W Guthrie Street, Surprise

$1,049,000

2 Beds ⋅ 3 Baths ⋅ 7082644 MLS ⋅ 2,045 SqFt.

Welcome to luxury living at its finest in the exclusive, 55+ single-level section of Sterling Grove Golf & Country Club. This meticulously and elegantly upgraded ''Potomac'' model sits on a rare, premium oversized lot, offering the perfect blend of sophisticated interior design and an absolute backyard paradise. Inside, the highly desirable split floor plan immediately impresses, seamlessly balancing privacy with open-concept entertaining spaces where every corner showcases high-end, thoughtful upgrades that elevate the living experience. Step out back into your private oasis, perfectly positioned along hole #14 and strategically situated so you can enjoy premium golf course frontage with total peace of mind and no golf balls hitting the house. The outdoor living area is an entertainer' ...dream, featuring a pristine pool (with solar heated hot water) enhanced by elegant deck-jet water features, a custom pergola, and a cozy fire pit area perfect for evening relaxation. A spacious patio (with misting system) equipped with electronic screens ensures year-round comfort, while a convenient double-wide gate opens up to allow for easy backyard access. Best of all, the yard is oriented to capture jaw-dropping, unobstructed mountain and sunset views that truly define Arizona living. This turnkey masterpiece offers a rare opportunity to own one of the finest lots and models in Sterling Grove. Furniture is negotiable. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17693 W Guthrie Street, Surprise

$440,000

3 Beds ⋅ 2 Baths ⋅ 7082234 MLS ⋅ 1,583 SqFt.

Impeccable home that shows like a model - Gorgeous open floor plan - Stainless steel appliances with gas stove and granite counter tops - R/O system under kitchen sink - Stainless steel french door refrigerator - Breakfast bar - Large master suite with bathroom with dual sinks and walk in closet - Large laundry room and washer and dryer included - plumbed for sink in laundry room - 8' high garage door - water softner in garage - Artifical grass in large back yard with view type fencing onto common grounds

25303 N 144th Lane, Surprise

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